What happens if you're served an eviction after a foreclosure
Once a foreclosure has completed and title has passed, either through a strict foreclosure judgment or a foreclosure sale, the new owner (often the lender) still has to go through Connecticut's eviction process to remove whoever is living in the property. This situation sits between two different legal problems: the foreclosure case that already happened and the eviction case that's just starting, and it's not something a general foreclosure defense page or a general eviction page fully addresses on its own.
Former homeowners and tenants in this position have different footing depending on which they are. A former owner-occupant may be offered cash-for-keys to leave voluntarily, while a tenant who was paying rent to the previous owner may have federal and state protections that require the new owner to honor the existing lease or provide proper notice before filing a summary process (eviction) action.
- Cash-for-keys negotiations offered to former owners to avoid a formal eviction filing
- Notice requirements a new owner must follow before filing summary process
- Tenant protections that can survive a foreclosure even when the lease wasn't with the current owner
- Coordination between what happened in the foreclosure judgment and what's now happening in housing court
What it costs
Post-foreclosure eviction matters can be simpler or more involved than a standard eviction depending on whether cash-for-keys is on the table, whether a tenant has a valid lease defense, or whether the timeline of the foreclosure judgment itself is being questioned. Fees are usually quoted per stage of the eviction process rather than as one flat number, so ask what's included if the case goes to a contested hearing versus resolving early.
Top 3 by our score
Ranked from our published scoring of public Google reviews for evictions & landlord-tenant.
- 1. The Jorgensen Law Firm, LLC934.9★ · 303 reviews
- 2. Trinh Law925.0★ · 130 reviews
- 3. Kocian Law Group894.9★ · 84 reviews
FAQ
- Can a bank evict me right after a foreclosure completes in Connecticut?
- Not immediately. The new owner still has to provide proper notice and, if the occupant doesn't leave, file a summary process action in housing court. How much time that takes depends on the notice period and whether the case is contested.
- Do tenants have to leave when the property they rent is foreclosed on?
- Not necessarily right away. Tenants with a bona fide lease may have rights to stay through the end of their lease term or receive a required notice period before the new owner can require them to leave, depending on the circumstances of the tenancy.
- What is cash-for-keys and should I take it?
- Cash-for-keys is an offer from the new owner, often a bank, to pay a former occupant to move out by a certain date instead of going through a formal eviction. Whether it's a good deal depends on the amount offered versus the time and options available otherwise, which is worth reviewing with an attorney before signing anything.